Ricardo Tribaldos Hernández

ENTJ – The Executives

The direct and assertive type. They are especially attuned to the big picture and how to get things done. They are talented strategic planners, but might come off as insensitive to others needs and appear arrogant. They like to be where the action is and like making bold and sweeping changes in complex situations.

The Executives are happy when their work let them learn and improve themselves and how things work around them. Not being very shy about expressing their ideas and often very outgoing they often make excellent public speakers.

Source: typealyzer.com

For Your Personal Finance:

1. Keep and Save an Emergency Fund. Emergency fund is the most basic requirement that you must do in order to proof your finance against any financial disasters. It is recommended that you save at least 6 months of your living expenses as your emergency fund. However, if you are tight in budget, you should at least reserve 1-3 months of emergency fund for recession. The more you save, the more security you have during recession period.

2. Spend Wisely. Start a budget and spend your money wisely. Try to live below your income and not your credit. If recession really happens, you will need to tighten up your budget so that you have more money each month to pass the hard time.

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Every day, you hear a lot of news from media around the nation about recession. You have found that your colleagues, neighbors, friends and people around you are worried about recession.

Recession is really a word that can make people worry. However, if you are doing well in your personal finance, you won’t worry that much about this. In fact, recession also has its own benefits.

Let me show you the benefits:

1. Recession makes people frugal. One of the reasons people worry about recession is because their personal finance is not strong enough to fight with recession. The good news is worry can make people change. Many people will learn the lesson and be more frugal.

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Lo que sigue es de autor anónimo, pero lo cita Philip Humbert en su “Bonus TIP’s Letter!” de marzo de 1999, con el título de “Una Noche Tormentosa”.

Una noche tormentosa hace ya muchos años, un hombre mayor y su esposa entraron a la antecámara de un pequeño hotel en Filadelfia. Intentando conseguir resguardo de la copiosa lluvia la pareja se aproxima al mostrador y pregunta:

– ¿Puede darnos un cuarto?

El empleado, un hombre atento con una cálida sonrisa les dijo:

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